What is Buy Now Pay Later App?

Buy Now Pay Later apps allow customers to purchase
products or services without paying the full amount
Instead, they can split the payment into
installments, usually over a few weeks or months.

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Centric Loan Lending App
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  • Rising Growth

    Until August 2022, nearly 23,500 merchants had BNPL on their website.

  • User’s Interest

    61% of users between 18-24 in 2021 used a BNPL service, higher than almost 38% recorded in 2020.

  • Global Growth Rate

    The global BNPL market size will grow exponentially with over 450 billion USD between 2021-2026.

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Buy Now Pay Later App Solution

Key Features of Tailor-Made Buy
Now Pay Later Software

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Advantage Of Enabling
Hassle-Free Flexi Payments

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Buy Now Pay Later App Solution

Revenue Model of BNPL App Development

The revenue model of lending software development is primarily based on the transaction fees charged to merchants for each purchase
made by a consumer using the BNPL app development solution. This fee is typically a percentage of the transactions on the app and is paid
by the merchant to the BNPL provider.

  • Service Fee

    The flexible payment options allow merchants to pay
    the way they prefer. In addition to bi-weekly payments,
    one-time cards are subject to a service fee.

  • Initial Processing Fee

    With every new purchase, there is a certain
    set-up amount that can be initially charged
    as a processing fee.

  • Late Penalty Fee

    Every penalty matters! Interest on the outstanding
    balance can be charged which will also contribute to
    the revenue generated by the BNPL app.

  • Transaction Fee

    From every merchant, brands can levy a commission-
    based transaction fee on every sale that takes place on
    the app.

  • Monthly Charges

    There could be some sort of monthly charges
    that you can associate with each purchase
    on the app.

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Buy Now Pay Later App Solution
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Industries We Serve


Facilitate easy loan approvals, loan documentation, & online KYC with your branded FinTech lending app.


Build FinTech solutions for retail & commercial banking to improve customer service & management.


Launch investment apps to monitor prices, fluctuations, returns & more with our FinTech development services.


Build a feature-loaded wealth management application to manage assets & get financial analytics.


Launch advances FinTech solutions for insurance claims processing, fraud detection, policy management, etc.

Personal finance

Create personal finance management solutions to help with budget & expense management, automatic payments, etc.

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tailor-made solutions as per your
business requirements.

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Buy Now Pay Later App Solution

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I think Code Brew Labs is passionate enough about what we’re doing and really wants to help grow and support that. I think that’s why our relationship has lasted as long as it has and continues to do so.

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Muhammad Asif
Client TestimonialsFounder, Reon- Digital
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Overall Code Brew Labs gave us what we wanted, albeit slightly over budget. They stayed on schedule most of the time, and were thorough in their responses. The work was well done and I would potentially use them again and refer them.

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Hasan Dridi
IT Manager at Salem Tn
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Code Brew Labs was an excellent partner to work with on the Safecity Mobile app which crowdsources sexual violence in public spaces. The team was very attuned to our needs, worked in tandem with our team, we're open to suggestions and did a quality job whilst adhering to timelines. The feedback we have received is that the app is really well designed and easy to use. I would highly recommend Code Brew Labs.

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Irina Covrig
CEO, Al kafaah
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Client TestimonialsFounder, Cycl App

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